Games To Win Actual Money

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In the past, I wrote about the many trivia apps that could earn you some pretty cool cash prizes. Unfortunately, I only talked about trivia apps, so if you’re not a fan of trivia, or, if you’re like me and consider yourself bad at it, you may have been disappointed with your options. I get it.

Let it be known that there are many game apps, aside from your trivia options, that can earn you real money.

From playing the lottery to casino spin to win-like games, I’m going to cover them all. And, yes, you can win real money, not just fake in-game currency, I promise you that much.

If you like to have fun and want to pass some time with your phone, then consider downloading one of the many I list below.

Who knows? You could walk away with a good chunk of cash.

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1. Play games for PayPal cash at Wealth Words. This site offers fun mind games.
2. This application actually pays you to play online games. Mistplay is an Android-specific.

Swagbucks Live

If you’re already a member of Swagbucks, be sure to download the Swagbucks LIVE apps to potentially win $1,000s every week. In short, this company is one of my favorites, where you can earn a ton of cash answering survey/research questions, playing games, watching videos, completing offers and so much more. I have talked about them a lot, but it’s for a good reason.

Like all of the trivia apps on the market, Swagbucks Live will air at a certain time of the day, and you will need to answer all of the questions correctly to earn your points.

You technically earn cash, but the company rewards you with what’s known as “SB points.” These points are just as good as cash, but you will have to exchange them using the Swagbucks platform.

If you want to earn money right now, I can’t recommend Swagbucks enough. I earn at least $200+ a month and continue to do so. Whether it’s answering survey questions or playing games, there are so many ways to earn.

• Website:Swagbucks Live

FanDuel

If you love fantasy sports and don’t mind wagering a dollar or so, you could win thousands, if not millions, in one game.

Known as a daily fantasy game, FanDuel is the most popular option. All you need to do is draft your lineup without going over your salary cap and compete against others in your league. I have played it a lot and would say it’s one of my favorites on the list. The great thing is that the league only lasts a day, not a season like the many fantasy websites out there.

Every day, FanDuel has thousands of contests for almost every sport imaginable.

And no, you don’t have to be a guru, either, as the app provides all of the information you need to know to make a wise pick. Wager a few bucks and see how you like it. You may be surprised.

• Website:FanDuel

Big Time Cash

In the Big Time Cash app, you will play any one of the games listed on your dashboard. It’s part of the company, WINR Games, Inc, an organization that offers a ton of cash game options.

As you play, you will earn a ticket, which can used to be entered into one of their many cash prize draws. Like a raffle, the more tickets you have, the better your chances are. While you won’t earn cash, you do have the chance at winning some.

Like most of the apps I mention here, they make their money via the ads you watch before you play. They just split the revenue with you, that’s all.

The app is 100% free to play and is quite popular with more than five million downloads.

• Website:Big Time Cash

Bingo Win

Bingo Win is said to be the #1 free bingo game on the Android marketplace.

As you play and win, you can earn free credits and coins, all of which you can cash out in the future for a variety of prizes.

There are a ton of features, so I do recommend you at least check out the app’s official website to see what’s included. In short, if you like bingo and want to win cash, then this is one to consider.

• Website:Bingo Win

Coin Pop

The Coin Pop app is a completely free app that gives the opportunity to win real cash.

To earn, choose from a favorite game on your dashboard and start playing. That’s it.

The more you play, the more coins you can earn, which you can eventually turn into a variety of great prizes, yes, including cash.

• Website:Coin Pop

HQ Trivia

As one of the most popular live trivia apps, HQ Trivia pays you to win a round of trivia.

And, while you have to share the pot with other winners, you can still win some cash, albeit not much seeing many people play the app nowadays. Usually, the shared pot is less than a few bucks, if that. It’s still fun, though.

To win, just log in when the trivia show starts and answer all of the questions correctly before time runs out. If you make it to the end, you split the pot. Just be sure to turn on your notifications so that you know when the show starts.

• Website: HQ Trivia

Long Game Savings

The Long Game Savings app works a pinch differently than most listed here.

To use, you will be asked to create a free account, link a bank account and then deposit money into your Long Game Savings Account. Don’t worry, it’s FDIC insured. As you reach financial mission goals, you can win coins in the app, in which you can use to play fun games, such as a slot machine, where you can win up to $1 million or even cryptocurrency.

If you want to win money and help achieve your financial goals, it’s definitely one to at least check out.

• Website: Long Game Savings

Lottery.com

If you’re a fan of playing the local lottery, then the Lottery.com app is a must have, even if you don’t plan on playing.

With this app, you can track your tickets, get alerts when you win, and if your state allows it, you can even play on the go.

Much like purchasing a lottery ticket at your local convenience store, you can skip the line and purchase on the app instead.

• Website: Lottery.com

Lucky Day

I reviewed the free Lucky Day app in depth in the past, and basically, it’s like playing the lotto. You will be asked to scratch off lotto tickets, in which you could win cash prizes, sometimes as much as $100,000.

Aside from this, you can also earn points for every scratcher you do, eventually being able to cash out for gift cards and such.

It’s not my favorite option on the list, but seeing it’s free, hey, what do you have to lose if you want to win $100,000?

• Website: Lucky Day

Lucktastic

This is another app that works just like Lucky Day. Scratch the lotto tickets and win the prize if you match the three symbols. It’s quite popular with more than 10,000,000 downloads.

I’m not a fan of this particular app due to the time it takes to earn cash and the many ads, but nonetheless, it’s possible.

I wrote about the app in the past, so I recommend you check it out if you want to see how it works more in depth.

• Website: Lucktastic

Lucky Money

Lucky Money is a free app that lets you test your luck with their “instant win” games. All you need to do is match up three symbols and you win the prize.

Like Lucky Day, you can also earn tokens for every scratcher you play. Once you earn enough, you can cash out for a variety of prizes, including gift cards and prizes.

To date, they have more than one million downloads with a 4.7/5 rating.

• Website: Lucky Money

Lucky Scratch

Yet another Lucky Day clone, you can earn tokens for every scratcher you win. You can also win up to $10,000 via the daily lucky 6 lotto or even spin the daily cash wheel to win prizes.

The company makes most of its money via the ads it shows you in between playing, but it is free to play. Just be prepared to watch a lot of 30-second advertisements.

• Website:Lucky Scratch

Lucky CASH Slots

Don’t like the idea of scratching off lotto tickets to win cash? That’s fine as there are other options as well, such as the Lucky CASH Slots app.

In this app, you simply play the slot machines just as you would at a local casino and hope that you win a cash prize.

The app offers huge weekly giveaways, live slot tournaments and even the opportunity to compete against your friends.

• Website: Lucky CASH Slots

Match to Win

The Match to Win game is similar to that of the scratcher-like games I mentioned prior, but it’s more like a puzzle game, wherein you need to match three piece combos to win.

As you win, you will get score rewards/coins, which can eventually be cashed out for a variety of prizes, including cash via PayPal.

Aside from winning coins, the app also offers daily gifts and even special offers just for playing.

• Website:Match to Win

Math Cash

If you don’t mind solving a math problem to earn money, then this is an app to really get your brain going.

The goal here is to make sure you solve the problems as fast as possible, beating your competitors. As you do, you can collect points, which can then be cashed out via PayPal.

It’s 100% free to play.

• Website:Math Cash

MISTPLAY

MISTPLAY is unique in that they will reward you to play any of the games listed on what’s known as your “mixlist.”

Simply log into the, pick a game of interest and start playing it. The more you play, the more points you can earn, in which you can eventually cash out.

The cool thing about this app is that the games always change, so there’s always something new.

• Website:MISTPLAY

The PCH App

You may have heard of the Publisher’s Clearing House before. You know, the company that shows up to your doorstep with balloons? To date, the company has given out more than $434 million since 1967 and continues to give away money to this day.

Out of all the apps I mention, the PCH app has some of the greatest cash prizes. I’m talking about $5,000 a week for life.

To play, you can earn money via the free lottery tickets or even test your luck with Vegas-style slots. They also have daily drawings.

As one of the most popular apps on this list, the app has more than 5 million downloads and a solid 4.4/5 rating.

• Website: The PCH App

Play and Win

Play and Win is another trivia game, where you can test your knowledge and collect points as you go.

A new game starts every hour, and it’s 100% free to play.

As I write this, they have more than one million downloads with a 3.9/5 rating.

• Website:Play and Win

Quizdom

The problem with a lot of those trivia games is that you have to wait until a certain time before you can actually play.

Well, that isn’t the case with the Quizdom app as you can play trivia and win cash at any time in the day.

To play, open the app, choose a category of interest (they have 16) and start playing to earn free coins. Once you earn enough, you can then cash out for a variety of prizes, including cash.

• Website:Quizdom

Solitaire – Make Money Free

If you like the idea of playing solitaire and winning money, then this could be the app to consider downloading.

To play, all you need to do is play a round and collect at least one ticket. With each ticket, you can enter a drawing, increasing your chances with more ticket collections. If you win, you receive your prize via PayPal.

Playing is 100% free and only takes minutes to set up. All money is made via the ads you watch before the games start.

• Website:Solitaire – Make Money Free

SpinToWin Slots

The SpinToWin app gives the opportunity to win real cash prizes in daily, monthly and quarterly giveaways, with prizes as high as $10,000.

To play, it works a lot like the Lucky Day mentioned prior, where you will be asked to scratch off scratchers. If you match three symbols, then you win the prize stated. You can also enter prize drawings, giving you even more chances to win.

As I write this, the app has more than one million downloads with a 4.4/5 rating.

• Website:SpinToWin Slots

Sudoku – Make Money Free

I’m a fan of Sudoku, so I was quite surprised when I found an app that actually paid you to play.

Like a lot of the games I already mentioned, this one works in a similar way. Just play the game, earn tickets and then enter the raffles to win.

While it’s a game of luck, it’s a lot better option than not being able to win anything at all, right?

• Website: Sudoku – Make Money Free

Words Words Words

Similar to that of Word with Friends or Boggle in a way, Words Words Words is a game where you need to unscramble the letters to create as many words as possible.

As you play, you can earn tickets, in which you can enter a drawing. Again, it’s a test of luck, but hey, it’s better than nothing.

The app has more than 100,000+ downloads with a 4.4/5 rating.

• Website: Words Words Words

Verydice

This app is quite simple.

Roll the dice, and whatever it lands on is what you win in tickets. It’s not too complicated, but it’s a great way to win. You can then use these tickets to redeem for more than one million prizes.

The app is quite popular, with more than one million downloads and a 4.4/5 rating.

• Website:Verydice

WINR Games Inc

This one isn’t necessarily an app, but rather, it’s a company that has a ton of highly-rated games on the Google Play store. I mentioned a few options already, such as Sudoku and the Solitaire game, but they have a ton more. It’s the reason I’m just listing the company name.

To find the many games they are offering right now, follow this link to see all of their current offerings. Browse through the selection and download any that seem of interest. You can also consider downloading that “Big Time Cash” app if you want access to all of their games.

When I was writing this, they had at least 45 games to choose from, with some of the most popular options including Gem Drop, Counter Quest, Juicy Jelly and Daring Descent. Again, there were a lot! If you’re going to play, you may as well try to win.

Almost all of the games work in a similar manner. Download the game, play it and earn raffle tickets for an upcoming drawing.

• Website: WINR Games Inc

There are so many apps you can play right now that earn you cash. While you won’t make a living doing this, it’s not too hard to earn $10, $20 or even $30 a month.

As most of these apps are 100% free, you can at least check them out to see if it’s worth keeping. Some apps can earn you cash quite fast while some could take an eternity to earn $2. It’s usually pretty easy to determine which apps are worth your time.

Also, there are other apps that can earn you money as well, so don’t think you can only make money playing games. Check out the post if you want to earn money in other ways. Aside from this guide, you should check out this game apps to win real money post found on HustlerGigs. I think they did a nice job highlighting some of the better apps as well.

For now, the app market is always changing, so I will do my best to add apps as they come. If you know of any I’m missing or you want to talk about the ones I did mention, then you’re more than welcome to do so in the comments below.

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A progressive jackpot is a jackpot (a gambling grand prize or payout) which increases each time the game is played but the jackpot is not won. When the progressive jackpot is won, the jackpot for the next play is reset to a predetermined value, and resumes increasing under the same rule.

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Many slot machines and video poker machines feature a progressive jackpot. The jackpot increases by a small predetermined amount each time the game is played. Often multiple machines are pooled or linked together to form a larger progressive jackpot which grows more quickly because more non-winning plays can be counted toward it.

Many lotteries feature progressive jackpots. After each drawing in which the jackpot is not won, a large amount of money is 'carried forward' to the jackpot for next drawing.

Progressive jackpot meter[edit]

The amount of the jackpot increases by a small amount for every play on any connected machine. The amount by which the jackpot advances is set by the casino ('the house'). A machine offering a progressive jackpot usually displays the amount of the jackpot, rather boldly, to attract players. After a player wins the jackpot, the jackpot resets to a preset minimum level.

For example, on a machine whose house edge is 5%, a generous jackpot contribution might be 1% (one fifth of the expected profit). The house is prepared to contribute some of the profit of a jackpot linked machine because players are attracted by the:

• relative novelty of progressive jackpots (generally, only a small fraction of the house's gaming machines will be connected to a progressive jackpot)
• constantly changing meter, often displayed on large LCD or LED displays
• large amount of the jackpot, which eventually motivates more players to play the game.

Qualifying[edit]

Usually the progressive jackpot is only offered to players who wager the maximum number of credits per play. All wagers, whether or not they are maximum-credit bets, contribute to the jackpot. As a result, a game which requires a 10-credit wager to qualify for the progressive jackpot tends to have its progressive jackpot rise to higher levels (relative to its break-even level) than a game that requires only a 5-credit wager to qualify.

Usually the jackpot can only be won by winning the combination with the highest payoff, e.g. a royal flush at a video poker game, or five of the most valuable symbols (lemons, cherries, alligators, etc.) on a slot machine.

Often, the displayed amount of such jackpots includes a base payout which is often simply the regular payout for the winning combination multiplied by the minimum qualifying bet. If the jackpot is 'reset' to this amount each time it is won then in essence the house is not providing any 'seed money' for the jackpot since the minimum that can be won in such a case would simply be the amount the player would normally be awarded for the jackpot-winning combination.

'Mystery' or 'must-hit-by' jackpots[edit]

A variation of the standard progressive jackpot is the 'must-hit-by' jackpot, which has substantial differences compared to traditional jackpots.

The value of every 'must-hit-by' jackpot is determined immediately after the preceding jackpot is won by a random number generator and stored within an encrypted computer connected to a gaming machine (or, more commonly, a network of machines) and is publicly disclosed to be within a certain range (for example, a small jackpot might be programmed to pay out at between $1,000 and $3,000). The jackpot pays on the wager that causes the jackpot to reach or exceed the threshold, with the maximum value within this range being the 'must-hit-by' amount.

Often such jackpots encompass a variety of games, with each game contributing a small percentage of wagers to the jackpot. Thus, these jackpots are often billed as 'mystery jackpots' since the conditions that cause them to be paid do not depend on achieving any specific result in the main game. Furthermore, it is not usually necessary to bet the maximum amount possible (or, often, to even bet any minimal amount above the minimum wager allowed by the software) in order to win a 'mystery jackpot' - although since it is a percentage of each wager that goes into the jackpot the odds of winning on a particular spin are usually in proportion to the amount of the bet. Or, to put it another way, one spin for twenty dollars would have the same odds of winning the mystery jackpot as twenty spins for one dollar each would, and also the same odds of winning the jackpot as would four hundred spins for five cents each.

Often, such games have several 'mystery jackpots' that usually differ by at least an order of magnitude both in terms of magnitude and frequency of payout, which can ensure that jackpots are seen to be won frequently (often, many times per day in the case of relatively small jackpots). One variation of this scheme (most often used by gaming corporations serving brick-and-mortar establishments over a large geographic footprint) is to have one main jackpot, several intermediate jackpots paid at the regional level, smaller jackpots paid at the site level and/or the smallest jackpots tied to each individual machine.

From the house perspective, a key financial consideration of such jackpots is that the portion of players' wagers directed to the jackpot are, in essence, only funding the portion of the jackpot within its specified 'range.' The gaming operator needs to fund each jackpot's minimum amount from the house edge of the main game, which is usually at least a third of the 'must-hit-by' amount especially in games with multiple jackpots as this creates an assurance that each jackpot will always be several times the value of the jackpot 'below' it. If the random number generator gives each value within the jackpot 'range' an equal chance of being the 'winning' value then under these conditions 'seed money' from the house would likely account for over half of the jackpot's total funding, for which the house would presumably need to compensate by increasing the house edge of the main game.

To counteract this issue and increase the average amount wagered before each jackpot is won, the mathematical formula used to calculate each jackpot is often skewed in such a way that makes it likely the actual average and median jackpots will be well above the average of the published minimum and maximum values. A simple example formula that would achieve this (expanding on the aforementioned example) would be simply to calculate the jackpot as being $1,000 plus the square root of a random number between zero and four million, which would result in a 75% probability of each jackpot being between $2,000 and $3,000 and a 25% probability of a jackpot being between $1,000 and $2,000.

Break-even point[edit]

In some games such as video poker, blackjack, or Caribbean stud poker, it is possible to compute an optimal playing strategy based on the average payoff (the amount of payoff times the chance of payoff). Because the jackpot of a progressive game constantly grows, it sometimes exceeds the break-even point for players, such that the jackpot wager becomes a 'positive expectation bet' for the player, with an average return to player (RTP) of greater than 100%. When the progressive jackpot is less than the break-even point, there is a negative expected value (house edge) for all players.

In the long run, with optimal strategy, a player can profit by only playing progressive games when their jackpots are above the break-even point, although the 'long run' can be quite long, tens of thousands of plays.

The break-even point cannot be easily calculated on a slot machine game, because the payback percentage for the game is normally unknown to the player. The break-even point in poker-based games can be calculated because the payback percentage for the game is a function of the paybacks and odds of the poker hands, which is based on a standard 52-card deck. The return of a slot machine is based on the published paytable, but also on the normally unpublished reels. For a five-reel slot machine, the player would need to know each symbol on each of the slot machine's five reels in order to calculate the odds. For a three-reel slot, the reels are normally weighted, and this would not be possible. However, in some circumstances the manufacturer may publish the payout of their machines.

Many online casinos allow the same game to be played in multiple currencies, in which case the break-even point and average return to player can change depending on the player's currency choice. This is because the jackpot amount may be converted between currencies so that the same amount is paid out to the winner no matter their currency choice, but the wager required to qualify for the jackpot is not. For example, consider a game that pays a $1000 / €900 / £700 jackpot, but requires a fixed $1 / €1 / £1 wager to qualify for the jackpot. In such cases, it is beneficial for the player to play in dollars, as the qualifying wager is a smaller proportion of the jackpot. Thus the break-even point will always be lower and the return to player will always be higher while betting dollars.^[1]

Advantage play[edit]

Advantage players, who only play when the progressive jackpot provides them with a positive expectation situation, still generate revenue for the casino. Even though the player has an advantage over the house, the casino still profits from each play, because the bulk of the progressive jackpot has been pre-paid by the prior non-winning players.

Advantage gamblers sometimes organize teams of players to play machines where the progressive jackpots generate a positive expectation situation. Such teams often displace ordinary players, making the machines unavailable just when they are the most attractive to gamblers generally. Team members often have cell phones and work in shifts, calling a teammate to replace them when they're ready for a break. Some casinos have a policy of 'no team play', and will eject players suspected of playing on such teams. Such tactics do not work at online casinos because there are effectively an unlimited number of duplicate machines for players to play at, so the game cannot be monopolised by one player or small group.

Player's clubs[edit]

Most casinos offer slot clubs, which pay back a percentage of a gambler's wagers on their games in the form of cash rebates or other perks with a monetary value. Participating in a slot club can reduce the break-even point of a progressive jackpot game because of the value of the rebate on each wager.

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Other jackpot games[edit]

Progressive jackpots are not limited to slot machines and video poker. Poker games sometimes include a progressive bad beat jackpot. Caribbean stud poker is another casino game which often has a progressive jackpot available, and some online casinos offer progressive versions of blackjack, roulette, and other casino games. Many lotteries feature progressive jackpots.

Progressive blackjack[edit]

A progressive blackjack game usually does not differ from conventional blackjack, apart from the addition of an optional side bet which gives the player a chance to win a progressive jackpot. The side bet wins if the player is dealt one of several specific card combinations such as four suited aces. The awards can range from several dollars up to 100% of the jackpot depending on the different card combinations, and the winning hand paytable can differ between casinos.^[2]

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Progressive jackpot records[edit]

Developers of progressive jackpot machines have been competing for the highest prizes since their inception. Microgaming, an online casino services providers, host a jackpot system which is cross-product, where multiple games contribute to the pool.^[3] On the 28th of September 2018, a record jackpot was won on their game Mega Moolah totalling €18,915,872, which exceeded the previous record by approximately 10%.^[4]

The previous record win had been held for over five and a half years by another progressive jackpot game called Mega Fortune, which is developed by casino software provider NetEnt. The total win on that occasion was €17,861,800. Interestingly, this is the third time that the world record has changed hands between these two games since 2011.^[5]

In-House Jackpots[edit]

The In-House or Proprietary Progressive slot machines are the group of devices or programs that are linked together. These machines and applications are owned as well as operated by the land-based casino or its online variant. The progressive jackpots on these slot machines are not multi-million-dollar, but the winning prize is considered a substantial win. The In-House or Proprietary Progressive machines are most often hit compared to wide-area progressive jackpots.^[6]

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See also[edit]

References[edit]

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1. ^'Jackpots with known break-even values'. CasinoListings.com. Retrieved 2015-03-18.
2. ^'Blackjack Side Bets'. WizardOfOdds.com. Retrieved 2015-03-18.
3. ^'Progressive Jackpot Slots'. Holy Moly Casinos. 2017-10-29.
4. ^'Mega Moolah Record Win » New Casino Sites'. New Casino Sites. 2018-10-09. Retrieved 2018-10-09.
5. ^'Progressive Jackpot Slots - Win Millions! CasinoGuide'. www.casinoguide.co.uk. Retrieved 2019-04-17.
6. ^'Slots 43: Types of Progressive Jackpots and Definitions'. In-House Jackpots. 2020-04-19. Retrieved 2020-08-09.

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